Posted: Mon Oct 12, 2020 5:53pm
Hello Mary
I went through this process last year and enquired through various banks and brokers. The good news is that the rate is (or was last year) very low, but there was a huge amount of paperwork. The brokers were very friendly but unfortunately gave me different information about what I had to do - some followed up with me a lot and others hardly replied but most were keen and professional - the problem was the contrasting information and a big difference in the fees they were going to charge. Also given the difference in guidance they were giving I felt I would also need a solicitor to advise if they were correct - and the solicitor could do lots of the tasks that they were offering to do as part of their 'service'. In the end I stuck with the solicitor, who did great job (Vicki Gonzalez in Las Palmas - with excellent English).
Hope that helps a bit, Saoirse